Should Anah help be reimbursed? 2 scenarios!

Written by Romain Baldassarre, an expert in real estate diagnostics for over 4 years.

“I am recognized for my expertise in energy renovation and have helped many owners find solutions tailored to their renovation projects.”

The National Housing Agency (ANAH) offers financial assistance to owners who want to improve their homes.

This article describes in detail the eligibility requirements for ANAH assistance, the programs offered and the cases in which reimbursement may be required. User testimonials, examples of projects and case studies carried out thanks to ANAH programs will illustrate our point.

The information presented is based on official sources, including the ANAH website and government documents.

1. Recovery of ANAH aid: possible cases

The return of ANAH aid is an important topic that deserves further research. Indeed, it is essential that users understand the different situations in which ANAH can order a refund in order to avoid any unpleasant surprises.

The first case in which a refund can be requested refers to non-compliance with the set conditions. Indeed, ANAH grants financial assistance to owners who meet certain eligibility conditions and undertake to comply with certain rules.

If these conditions are not met or if the obligations are not respected, ANAH may demand the return of the collected amounts.

✅ Example: If Mrs. Dupont, the owner of the house, received assistance from ANAH for the performance of energy renovation works in the amount of 10,000 euros, with the obligation to maintain the lease for at least 5 years, but finally decides to sell the property after only 2 years, ANAH can request a refund collected amounts. Therefore, Mrs. Dupont will have to compensate ANAH the amount of 6,000 euros corresponding to the missing 3 years of the obligation.

Therefore, it is important to fully understand the conditions for granting the grant and respect the commitments made in order to avoid any subsequent refund.

Another case in which a refund can be requested relates to the sale of real estate before the expiration of the contract. In fact, when ANAH grants support, it can order that the owner undertakes to move into the apartment for a certain period of time after the works.

If the accommodation is sold before the end of this commitment period, ANAH can request a refund of the collected amounts.

✅ Example: if Mr. and Mrs. Martin, the owners of the apartment, received help from ANAH for the performance of energy renovation works in the amount of 8,000 euros, with the obligation to maintain the property as a rental for at least 6 years, but in the end they decide to sell the apartment after 3 year, ANAH can determine the refund of the amounts charged. In this case, Mr. and Mrs. Martin will have to compensate ANAH the amount of 4,000 euros corresponding to the missing 3 years of the obligation.

Therefore, it is important to think carefully before selling your home and take into account all the obligations associated with ANAH assistance.

2. ANAH: partner to the owners

ANAH is a public organization that supports individuals in renovation or adaptation projects of their homes. The offered assistance is mainly intended for people with modest incomes and applies to apartment owners, as well as owners and co-owners.

️ ️ Good to know: The National Housing Agency is a key player in the implementation of an ambitious and fair housing policy, so that every person can benefit from a safe and comfortable roof.

3. ANAH assistance: conditions for obtaining the right

In order to be entitled to ANAH assistance, you must meet several conditions:

  1. Resources: Upper resource limits vary depending on geographic location and household composition. Income from the previous year is taken into account. Consult the ANAH official website to find out the upper resource limits depending on your situation.
  2. Accommodation: The accommodation in question must be the main residence (occupancy for at least 8 months per year) and be older than 15 years at the time of application.
  3. Duration of Commitment: Certain programs require a long-term commitment. For example, the owner-occupant must reside in the accommodation for at least 6 years after completion of the work.

4. ANAH programs

ANAH offers several assistance programs, the main of which are:

Living easy

This system aims to facilitate the use of housing for people with disabilities or loss of autonomy (e.g. widening of doors, installation of a stairlift). Aid amounts vary depending on the work performed and the applicant's situation.

Living easy Anah

Source: IStock

To live better serenity

This program refers to energy renovation works that enable an energy gain of at least 35% (eg insulation, heating). Low-income households can benefit from assistance covering up to 50% of labor costs.

Source: anil.org

Living Better Serenity

Source: IStock

Case study: Mr. and Mrs. Martin carried out insulation and heating works thanks to the help of Habiter Mieux Sérénité, which allowed them to reduce energy consumption by 40% and save on energy bills.

5. What to remember about the return of ANAH aid

ANAH is the preferred partner for owners looking to improve their homes.

However, before applying for assistance, it is important to familiarize yourself with the eligibility requirements, the programs offered and the cases in which compensation may be required.

In this way, you will be able to take full advantage of ANAH's help while respecting the applicable rules.

Romain Baldassarre

Technical manager – Dimo ​​​​​​Diagnostic

An expert in real estate diagnostics for more than 4 years, I now inform owners and renters about the latest valid regulations on real estate diagnostics!

🤓 For further: Consult our practical guide on ANAH help including:

  • Tips for compiling your file, tips for optimizing your project;
  • Information about other available support programs (eco-loan with zero rate, tax credit, etc.).

This guide is regularly updated to reflect the latest legislative and regulatory developments.

Thank you for reading and long live France! 💚

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